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Cost of Attendance at Urbana University
The Cost of Attendance (COA) is the total estimated amount it will cost you to attend Urbana University during the award year. Your COA estimate can include costs for the following items:
- Your tuition and fees.
- Room and board.
- Books and supplies.
- Personal and miscellaneous expenses.
Other costs allowed but not automatically built into your budget include child care, elder care, or a computer purchase. To include these items in your budget, you must notify the Financial Aid office of the costs and provide supporting documentation.
- These COA estimators are provided for consumer information. These COA models assist with the determination of your financial aid eligibility and include estimated costs of all expenses associated with attending Urbana University.
- If you have filed the 2018-19 FAFSA for and have received your award letter, please refer to your letter for the appropriate year to obtain your cost of attendance. If you have NOT filed the FAFSA, the following COA models can be used to determine a best estimate of your educational expenses
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Other Financial Aid-related forms can be obtained by contacting the Financial Aid Office. These forms include:
- Dependency Override Appeal
- Homeless/At-Risk Form
- Legal guardianship/Emancipated Minor Form
- Non-Degree Statement of Purpose for Post-Baccalaureate
- Permanent Disability Discharge Form
- Parental Non-disclosure Application Form
- Proof of Prior Aid Cancellation Form
- Special Circumstances Appeal
- Unusual Enrollment History Appeal
- Ward of Court/Orphan Form
Entrance counseling is required by federal regulations for all first-time borrowers at a school. It gives an overview of the Federal Loans Program and discusses specific topics related to types of loans, interest rates, borrower rights and responsibilities, etc. This counseling session can provide tips and tools for you to develop a budget for managing educational expenses. Loan Entrance Counseling documents can be accessed from the Documents & Forms page.
Exit counseling is federally mandated when you have stopped attending school or have dropped below half-time, regardless of whether you intend on returning. Student Loan Exit Counseling can be accessed from the Documents & Forms page.
Both Subsidized and Unsubsidized Direct Federal Loans are funded through the Federal Direct Loan program and administered by the federal government.
- Subsidized Loan - the federal government pays the interest on your Subsidized loan while you are enrolled at least half-time. Eligibility for Subsidized Loans is determined by financial need, are for a limited eligibility period, and are available to students seeking an undergraduate degree.
Unsubsidized Loan - you are responsible for your Unsubsidized loan while enrolled in school. You have the option to pay the interest or defer the payment until after graduation. Eligibility for Unsubsidized loans is available to both undergraduate and graduate level students.
Yes. There are federally mandated aggregate limits that you cannot exceed, dependent on grade level and dependency status. For more information see Types of Aid.
No. While all grant funds are automatically accepted for you, you are able to accept a reduced amount of funds based on your discretion. Please note the following stipulations:
- The funds must be divided evenly over all of the packaged terms in an academic year.
- The minimum loan amount you can accept is $200.
- All subsidized funds must be accepted before accepting/reducing unsubsidized loans.
In order to reduce funds, you need to indicate the revised amount on your award letter or notate a full decline of a loan. Please contact a Financial Aid Counselor if you have any questions about reducing your loan amounts.