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Invest in a Valuable Relationship
Tap into our expertise to make tuition affordable.
At Urbana University, we understand your needs and want to work with you and your family to make your education affordable.
A degree is price of entry in the professional world – and we make it our mission to prepare our students for the career of their dreams while helping to maintain their budget. We’re in your corner.
There are so many options available, more than 90 percent of Urbana students take advantage of scholarships, grants, loans or employment in order to cover the costs. Impressive, huh?
Now let’s get down to business.
Financial Aid Promise
We promise to assist you in achieving your educational goals by providing guidance and support in paying for your education. Through teamwork, we will promote professional and technical enhancements in an effort to be timely and accurate in the administration of Financial Aid. Each Financial Aid employee is held to the highest ethical principles, as defined by our code of conduct (below).
Applying For Financial Aid
Filling out a FAFSA is well worth your time. Learn how to apply and how your application is reviewed – and find important deadlines, disbursement timelines and other things that can affect your aid.Learn More >
Types of Aid
When it comes to financial aid, you have options. Find the scholarships, grants and student loans you need to help you pay for your college education.Learn More >
Refunds and Returns
Find out when and how you’re entitled to a tuition refund – and learn what you need to do to get your money back, fast.Learn More >
Financial Aid Code of Conduct
We care about our student and their education, that's we hold ourselves to a strict set of principles.Learn More >
Cost of Attendance
Get an estimate of how much it will cost to attend Urbana University.Learn More >
Drug Violation Penalties
Students in violation of drug-related federal or state laws are not eligible for specific forms of financial aid for pre-determined time periods based on the offense.Learn More >
Other Financial Aid-related forms can be obtained by contacting the Financial Aid Office. These forms include:
- Dependency Override Appeal
- Homeless/At-Risk Form
- Legal guardianship/Emancipated Minor Form
- Non-Degree Statement of Purpose for Post-Baccalaureate
- Permanent Disability Discharge Form
- Parental Non-disclosure Application Form
- Proof of Prior Aid Cancellation Form
- Special Circumstances Appeal
- Unusual Enrollment History Appeal
- Ward of Court/Orphan Form
Entrance counseling is required by federal regulations for all first-time borrowers at a school. It gives an overview of the Federal Loans Program and discusses specific topics related to types of loans, interest rates, borrower rights and responsibilities, etc. This counseling session can provide tips and tools for you to develop a budget for managing educational expenses. Loan Entrance Counseling documents can be accessed from the Documents & Forms page.
Exit counseling is federally mandated when you have stopped attending school or have dropped below half-time, regardless of whether you intend on returning. Student Loan Exit Counseling can be accessed from the Documents & Forms page.
Both Subsidized and Unsubsidized Direct Federal Loans are funded through the Federal Direct Loan program and administered by the federal government.
- Subsidized Loan - the federal government pays the interest on your Subsidized loan while you are enrolled at least half-time. Eligibility for Subsidized Loans is determined by financial need, are for a limited eligibility period, and are available to students seeking an undergraduate degree.
Unsubsidized Loan - you are responsible for your Unsubsidized loan while enrolled in school. You have the option to pay the interest or defer the payment until after graduation. Eligibility for Unsubsidized loans is available to both undergraduate and graduate level students.
Yes. There are federally mandated aggregate limits that you cannot exceed, dependent on grade level and dependency status. For more information see Types of Aid.
No. While all grant funds are automatically accepted for you, you are able to accept a reduced amount of funds based on your discretion. Please note the following stipulations:
- The funds must be divided evenly over all of the packaged terms in an academic year.
- The minimum loan amount you can accept is $200.
- All subsidized funds must be accepted before accepting/reducing unsubsidized loans.
In order to reduce funds, you need to indicate the revised amount on your award letter or notate a full decline of a loan. Please contact a Financial Aid Counselor if you have any questions about reducing your loan amounts.